James Spice

Branch Manager | NMLS: 205561
12075 Spring Cypress Rd.
Tomball, TX 77377
Phone: 713.568.5043
Email: james.spice@triumphlending.com

Let's get you home.

We're rated 5 Stars on Lending Tree, Google, and Facebook.

Apply in 10 Minutes.
Close in 10 Days*.

We believe you should control your mortgage. From our simpl app you can manage your entire loan process, from application, document upload, account sync, and e-signatures, all from your preferred device  Add in our screaming fast underwriting and we can literally get you from application to closing in less than 2 weeks. See if you qualify!

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I’d recommend Colin to anyone looking for great customer service during a very hectic life-experience. Bravo!

Chris | Yantis, TX | August 2022

 

Clear, easy, and very friendly assistance. I would definitely suggest it to a friend if needed.

Luis | Cypress, TX | August 2022

 

Triumph handled everything for me and I only had to talk to one other person.

Andrew | Galveston, TX | July 2022

 

A lender you can trust.

Our values are not just buzz words, they’re our playbook. We believe that your loan officer should have integrity, that you should be able to rely on your lender, and that your process should be simple. That’s why we build our team, our processes, and our entire company around serving our borrowers with the respect and care that you deserve.

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*See James's Disclaimers, Assumptions, and State Licenses

DISCLAIMER

The information on this page is not meant to be a quote. So, if you want an ACTUAL interest rate quote, or if you’re just curious what you may be eligible for, just ask us!

10-Day Disclaimer: Qualifying products do not include Reverse Mortgages, FHA 203K, Jumbo, VA, Bond, MCC, Down Payment Assistance, loans that require prior approval from an investor, or brokered loans. In addition to the requirements and restrictions already stated, the borrower(s) must satisfy program requirements for employment and income. In order to close the loan in 10 business days, we must also first obtain the following on qualifying conventional and FHA loan products: (1) credit scores that qualify the borrower(s) for the loan program, (2) automated verification of borrowers assets and income from an automated verification system, (3) all required documents from borrower as requested by the Company within 8 business hours as approval condition requests are communicated to borrower (orally or in writing), (4) receipt of an acceptable appraisal to the Company within 4 business days of borrower’s application, (5) seller must be willing and able to close within 10 business days. (6) all required disclosures and closing documents must be timely and properly executed, (7) borrower must consent to receive and sign all documents electronically.

STATE LICENSES

ALABAMA: Mortgage Loan Originator License

ARIZONA: NFLP ARIZONA LICENSE NUMBER #1008461

ARKANSAS: NFLP Loan Originator License #125028

COLORADO: Colorado Mortgage Loan Originator License // Regulated by the Division of Real Estate. #100526985

CONNECTICUT: Connecticut Mortgage Loan Originator License. Network Funding, Limited Partnership #LO-205561

FLORIDA: Florida Mortgage Loan Originator License LO39134

GEORGIA: Georgia Residential Mortgage Licensee #18150

ILLINOIS: Illinois Residential Mortgage Licensee # – 031.0078471

1-888-473-4858

INDIANA: Indiana Mortgage Originator License# – 64109

LOUISIANA: Louisiana Mortgage Originator License

MARYLAND: Maryland Mortgage Originator License

MASSACHUSETTS: MA Mortgage Broker/Lender MC2297. Massachusetts Mortgage Loan Originator #MLO205561

MISSISSIPPI: Mississippi Mortgage Loan Originator License

MONTANA: Mortgage Loan Originator License #205561

OHIO: Mortgage Loan Originator License# MLO-OH.205561

OKLAHOMA: Mortgage Loan Originator License #MLO27922

OREGON: Mortgage Loan Originator License

NEW JERSEY: New Jersey Mortgage Loan Originator License

NEW MEXICO: Mortgage Loan Originator License

NEVADA: Mortgage Loan Originator License # – 78953

NORTH CAROLINA: Mortgage Loan Originator License # – I-213799

PENNSYLVANIA: Pennsylvania Mortgage Originator License #96404

SOUTH CAROLINA: South Carolina-BFI Mortgage Loan Originator License #MLO – 205561

TENNESSEE: Mortgage Loan Originator License

TEXAS*: Texas – SML Mortgage Loan Originator

UTAH: DRE Mortgage Loan Originator License #12751477

WASHINGTON: Washington Mortgage Loan Originator License MLO-205561

WISCONSIN: Wisconsin Mortgage Loan Originator License MLO-205561

VIRGINIA: Licensed by the Virginia State Corporation Commission. MLO-32908VA (www.nmlsconsumeraccess.org)

STATE DISCLAIMERS

*For the State of Texas:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Mobile Messaging Disclaimer: By providing my phone number to Triumph Lending, I agree and acknowledge that Triumph Lending may send text messages to my wireless phone number for any purpose. Message and data rates may apply. We will only send one SMS as a reply to you, and you will be able to Opt-out by replying “STOP”. For more information on how your data will be handled please visit our PRIVACY POLICY

Privacy Policy: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. See full privacy policy here.

 

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